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Globality
Corporate Travel

Short-term business trips by your employees are optimally and comprehensively protected with Globality Corporate Travel. In close cooperation with our international partners, we offer you broad advice and reliable services.

Optimum care on
short business trips

Our Globality Corporate Travel plan includes inpatient, outpatient and dental care as well as comprehensive Domestic Travel Insurance, Travel Delay Insurance, Luggage Loss and Delay Insurance and much more optimally tailored to the needs of business travellers.

Worldwide support
to the highest standards

We support your employees worldwide with a 24-hour service from experienced consultants, doctors and specialists as well as cost coverage guarantees. In addition, insurance cover is also available for spouses, partners and children travelling abroad.

Top cover for
your employees

As part of the health insurance cover, you acquire an annual quota of travel days, which you can then use as you wish. It is not necessary to register the persons travelling.

Worldwide support to the highest standards We support your employees worldwide with a 24-hour service from experienced consultants, doctors and specialists as well as cost coverage guarantees. In addition, insurance cover is also available for spouses, partners and children travelling abroad.

Uncomplicated
implementation

Before the start of the business trip, the employee receives the Globality Health information sheet from your HR department with all the important information and contact persons, the form for the employer confirmation or the application for benefits and – if necessary – the proof of insurance to apply for a visa.

Round-the-clock
assistance worldwide

Business travel can be unpredictable. With Corporate Travel, your employees receive 24/7 medical support, wherever they are. From urgent medical care to travel-related issues such as lost luggage, delays, or missed connections – we’ve got you covered. Plus, the protection extends to accompanying spouses and children, allowing your team to travel with peace of mind, knowing their loved ones are safe too. Trust Corporate Travel for secure and stress-free business trips.

All benefits at a glance

Corporate Travel

Essential

Corporate Travel

Classic

Corporate Travel

Care

Corporate Travel

Plus

Corporate Travel

Premium

All benefits at a glance

A. Medical Travel
Insurance Including Emergency Medical Assistance, Evacuation and/or Repatriation/Burial, Disappearance and search and rescue, Emergency dental treatment, Travel expenses of a relative in the event of an inpatient stay, Childcare, Hospital daily allowance.

B. Domestic Travel Insurance
Travel within the country of residence. 50 km restriction applies.

C. Travel Delay Insurance

€ 1,500

€ 1,750

D. Personal Liability Insurance

€ 1,000,000

€ 1,500,000

€ 2,000,000

€ 2,500,000

E. Travel Cancellation and Curtailment Insurance
Including travel delays, additional travel costs, non-use of booked services including accommodation, failure of means of transport and extended stay.

€ 2,500

€ 5,000

€ 7,500

€ 10,000

F. Replacement Employee Insurance

€ 1,000

€ 1,500

G. Travel Accident (Death and Disability) Insurance

€ 50,000 Death,
€ 100,000 Disability

€ 100,000 Death,
€ 200,000 Disability

€ 150,000 Death,
€ 300,000 Disability

€ 200,000 Death,
€ 400,000 Disability

H. Luggage Loss and Delay Insurance
Including damage or loss of portable business equipment and document theft (travel documents and money).

€ 2,500

€ 5,000

€ 7,500

€ 10,000

Globality
Corporate Travel

The following overview is an excerpt from the comprehensive insurance and service benefits of our tariff for business travellers.

A. Medical Travel Insurance

Deductible / Co-Payment

EUR 100 for each insured event

Inpatient treatment

Paid in full

Outpatient treatment

Paid in full

Drugs, medicines and bandages; pain-relieving dental treatments including basic dental fillings

Combined limit up to EUR 1,000*

Repair of existing dentures and existing dental-prosthesis

Paid in full

Pacemakers and prosthesis if they become necessary for the first time during the trip

Paid in full, if they are required to ensure that you can be transported

Aids which become necessary for the first time during the stay

Paid in full

Chiropractor or alternative therapist

up to 10 visits and EUR 1,500 per person and per insurance year*

Telephone costs to call our Emergency Hotline

up to EUR 25*

Medical treatments for complications of existing pregnancy

Premature births up to and including the 36th week of pregnancy including medical treatment for newborn child

Pregnancy during business trip

Psychological treatment due to trauma

Up to 10 sessions per insured event, up to a maxi- mum of EUR 1,500*

Hospital daily benefit

EUR 100 per day, maximum 30 days from the start of the inpatient treatment*

Accommodation to accompany a child during an inpatient treatment

Paid in full

Return transport (including luggage) and ambulance service for in- and outpatient treatments

Paid in full

Repatriation or burial in case of death

burial up to the amount of the repatriation costs

Advice on medical care and medicines

Paid in full

Help in case of hospitalization

Paid in full

Longer care for under-age children or persons in need

Paid in full

Search, rescue and recovery

up to EUR 25,000*

B. Domestic Travel Insurance

C. Travel Delay Insurance

D. Personal Liability Insurance

E. Travel Cancellation and Curtailment Insurance

Deductible / Co-Payment

20% of the refundable amount, at least EUR 25 per person

Travel Cancellation

Medical Cancellation Advisory Team Service

Covered

Cancellation of business trip

Max. benefit limit of plan applies

Delay of starting the business trip

Max. benefit limit of plan applies

Car breakdown or accident for unused services or additional cost

Up to EUR 500*/**

Car breakdown or accident for a hire car

Up to EUR 1,000*/**

Travel agency fees

Up to EUR 100*/**

Rebooking fees instead of cancellation

Up to the maximum of cancellation*/**

Rebooking fees when local business partner is unavailable

Up to EUR 1,500*/**

Fees for issuance of visa

Max. benefit limit of plan applies

Travel Curtailment

Pro rata travel price for unused services

Max. benefit limit of plan applies

Additional costs for return trip

Max. benefit limit of plan applies

Car breakdown or accident for unused services or additional cost

Up to EUR 500*/**

Car breakdown or accident for hire car

Up to EUR 1,000*/**

Additional accommodation due to inpatient treatment

Up to EUR 1,500*/**

Additional accommodation due to outpatient treatment

Up to EUR 1,500*/**

Unused travel services in case of inpatient services

Pro rata travel prices which have not been used*/**

Cost to reach the next destination

Up to the value of travel services not used yet*/**

Unscheduled return trip due to fire or natural events

Max. benefit limit of plan applies

Extension of stay due to fire or natural event

Max. benefit limit of plan applies

Delay by more than 12 hours due to strike or accident involving a means of transport

Up to EUR 1,500*/**

F. Replacement Employee Insurance

G. Travel Accident (Death and Disability) Insurance

Deductible / Co-Payment

N.A.

Degrees of disability

Reference to table and insured sum*/**

Death

Max. benefit limit of plan applies*/**

Transitional benefit

10% of the sum insured in accordance with the degree of impairment applicable to disability*/**

Coma allowance

EUR 30 for each day for a maximum of 365 days*/**

Cosmetic surgery

Up to EUR 20, 000*/**

Costs of renovation of the workplace

Up to EUR 15,000*/**

H. Luggage Loss and Delay Insurance

Deductible / Co-Payment

EUR 100 for each insured event

Cash stolen

up to EUR 500*/**

Tickets stolen

Unused portion of the ticket**

Lost or destroyed article less than two years old

new value**

Lost or destroyed article more than two years old

current value**

Damaged article less than two years old for repair or decrease in value

new value**

Damaged article more than two years old for repair or decrease in value

current value**

Films, video, audio and data media

material value**

Official identity documents and visas

Official charges to obtain new documents**

Luggage lost and delay (replacement purchase)

Up to EUR 1,000*/**

L: Caution: Limited benefits! Our benefits are limited to the maximum sums, periods or lump sums specified in the respective benefit or to other limits specified or require prior written approval.
* The specified maximum sums, maximum periods and lump sums apply per insured person and per insured event.
** Maximum benefit limit of the plan applies

Included

Not included

Additional information

Have a question?

Call or email today to discuss your individual or group healthcare needs. We are happy to help you determine which plan is best for you or your employees.

Give us a call:

You can also submit your message with the contact form. We will get back to you as soon as possible. Go to contact form

If you would like to submit a claim, please follow this link:

Submit a claim

Downloads

We value your business and ensure you have easy access to your most important insurance information. Find the documents you’re looking for in the Download Centre.

Product Brochure

Globality Corporate Travel

Download

General Conditions of Insurance

Globality Corporate Travel

Download

Globality Corporate Travel

Optimum care on short business trips

Worldwide support to the highest standards

Top cover for your employees

Uncomplicated implementation

Round-the-clock assistance worldwide

All benefits at a glance

Globality Corporate Travel

Have a question?

Give us a call:

Downloads

Globality Corporate Travel

Globality Corporate Travel

Globality
Corporate Travel

Optimum care on
short business trips

Worldwide support
to the highest standards

Top cover for
your employees

Uncomplicated
implementation

Round-the-clock
assistance worldwide

Globality
Corporate Travel